Checking your rate won’t affect your credit score
Start online through our secure end-to-end encrypted form to secure your rate.
On your timeline, complete your application with the help of our experienced agents.
Quick and hassle free funds are deposited in as little as 48-72 hours directly into your bank account.
At Credit Join our service and support are at the core of our business. We take pride in our verified customer-driven reviews on Google.
Terrance was super helpful. We had a lot of questions and he was so patient with us and answered everything with respect and very professional. 5 star service.
My rep was Ken Allender and he was very professional and honest didn’t push on making any deals but focused on what would work best for us.
The business consulting team at Credit Join is top-notch. Their expertise and strategic guidance have been instrumental in overcoming business challenges. I appreciate their professionalism and commitment to client success.
By the end of the call I was in a very pleasant mood and believing everything that she took the time to explain. With her as an employee, I feel that my account is in great hands!!!
Big kudos to Angie. She was very professional, patient and guided me all throughout the process. She was sensitive and critical to my schedule so the appointments worked out really well. Highly recommended.
I dedicated a significant amount of time to researching the right partner to consolidate my credit cards into a loan, and it proved to be time well spent! Marie at Credit Join went above and beyond to ensure all my needs were met.
A personal loan is an option for an individual to obtain funding up to $80,000. This type of loan can be used for a variety of purposes, such as home improvements, wedding expenses, high-interest credit card debt, or making large purchases. The term of the loan, which is the duration of time you have to repay it, can vary from lender to lender and can go up to 180 days. Applying for a personal loan is easy and convenient with our simple online application form. You only need to provide basic information about yourself and specify where you would like the loan to be sent. It’s that straightforward!
Must be at least 18 years old.
Must be a U.S. citizen of permanent resident.
Currently employed or receive steady income.
Have a bank account to receive the funds ideally with direct deposit.
Credit Join offers its services at no cost to you, however, this does not mean that the lender will provide you with a loan without any charges. The lender may impose fees and/or interest on the loan and must disclose all the terms of the loan to you upon approval. It is your responsibility to thoroughly review and understand the terms before finalizing the loan agreement by signing it.
The Annual Percentage Rate (APR) is a representation of the cost of credit expressed as a yearly rate. It compares the amount and timing of the funds received by the borrower to the amount and timing of the payments made. Credit Join cannot guarantee any specific APR as we are not a lender. Qualified borrowers may have an APR starting from 5.99% and reaching up to a maximum of 34.5%. For qualified users, personal loans have a minimum repayment period of 61 days and a maximum repayment period of 72 months. Before accepting a loan from a lender in our network, it is important to carefully review the loan agreement as the APR and repayment terms may differ from what is stated on our website.
It is important to thoroughly review the loan agreement provided by your lender to understand the specific terms and conditions of your loan. The loan agreement is a legally binding document that outlines the details of the loan, including the amount, interest rate, repayment period, fees, and any other relevant information. Every loan is unique, so it is essential to review the loan agreement carefully to ensure that you understand the terms and conditions of your loan. Before accepting the loan, make sure to ask any questions you may have about the terms and conditions. By taking the time to fully understand the terms of your loan, you can make an informed decision and ensure that you are comfortable with the terms of the loan before accepting it.
At Credit Join, we take privacy very seriously and understand the importance of protecting your personal information. That is why we use industry-standard encryption technology on our website to secure your data and prevent unauthorized access by third parties. Our encryption technology ensures that your personal information is protected while it is transmitted over the internet. In addition to using encryption technology, we have also developed a comprehensive privacy policy that outlines how we collect, use, and protect your personal information. This policy provides you with a clear understanding of our privacy practices and how we ensure the security of your data. If you have any questions about our privacy practices, please take the time to review our privacy policy in detail. By taking these steps to secure your personal information, we aim to provide you with peace of mind and a secure online experience.
